TOKO MODAL vs Kredivo, Ini Perbandingan Bunga Paling Rendah

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Resesi ekonomi yang dikhawatirkan oleh banyak orang akhirnya terjadi. Menteri Keuangan Sri Mulyani memprediksi bahwa pertumbuhan ekonomi di kuartal ketiga diperkirakan minus 2,9 persen. Meskipun bukan yang terburuk diantara negara-negara besar lainnya, sudah saatnya kini masyarakat membuka mata bahwa resesi ekonomi menjadi tanda bahwa kita wajib mengencangkan ikat pinggang dan mencari penghasilan tambahan.

Memulai usaha di masa pandemi memang penuh tantangan. Tetapi, jika kamu tahu bahwa sebenarnya ada banyak aplikasi kredit yang bisa memberikan modal usaha. Dua diantaranya seperti Toko Modal dan Kredivo. Bagaimana perannya dalam memberikan modal usaha kepada para pengusaha mikro? Yuk simak saja perbandingannya berikut ini:

Mengenal TOKO MODAL vs Kredivo

Toko Modal adalah p2p lending yang tidak hanya memberikan pinjaman tetapi juga mempertemukan pemberi pinjaman kepada peminjam secara online. Jadi, masyarakat umum juga bisa mendapatkan imbal balik jika memberikan pinjaman dana lewat Toko Modal.

Nah, para peminjam ini terseleksi alias tidak bisa berasal dari masyarakat umum biasa. Melainkan mereka yang sudah menjadi anggota Outlet Binaan Alfamart (OBA). Pelaku usaha yang tergabung dalam OBA inilah yang menjadi market atau target Toko Modal. Sehingga para pelaku usaha bisa mendapatkan modal usaha dari Toko Modal untuk tetap bisa bertahan berjualan atau mengembangkan usahanya.  

Berbeda dengan Kredivo yang memiliki produk pinjaman tunai untuk modal usaha. Ada dua produk pinjaman tunai yang bisa dimanfaatkan yaitu pinjaman mini dan pinjaman jumbo. Selain pinjaman tunai, pengguna Kredivo juga bisa belanja online maupun offline 350+ merchant yang sudah bermitra dengan Kredivo. Pengguna Kredivo bisa berasal dari berbagai kalangan, tidak dibatasi hanya pengusaha yang berada di bawah naungan OBA saja. 

Perbandingan suku bunga TOKO MODAL vs Kredivo

Untuk tenor Toko Modal ternyata sangat singkat hanya 7 hari saja. Itupun para pemodal berebut untuk memberikan pinjaman. Pasalnya para pemodal bisa mendapatkan imbal bali dimuka sebesar 16% dari total biaya yang diinvestasikan atau dipinjamkan.

Sementara bunga bagi peminjam dalam hal ini adalah pedagang yang berada di bawah binaan Alfamart, kurang mendapatkan informasi yang jelas besaran bunga yang harus dibayarkan dalam waktu 7 hari tersebut. 

Sementara untuk suku bunga Kredivo sebesar 2,6% perbulan flat, untuk semua produk pinjaman. Khusus untuk pinjaman tunai terdapat biaya admin sebesar 6% yang dipotong dari jumlah pinjaman yang diajukan.

Persyaratan pinjaman TOKO MODAL vs Kredivo

Persyaratan untuk menjadi peminjam di Toko Modal harus menjadi anggota outlet binaan Alfamart, memiliki KTP, punya warung atau usaha ritel, dan memiliki smartphone Android untuk melakukan proses pendaftaran dan pengajuan pinjaman. 

Persyaratan Kredivo cukup mudah kok, WNI berusia antara 18 sampai dengan 60 tahun, berpenghasilan tetap minimal Rp3 juta per bulan entah itu dari gaji atau penghasilan sebagai pekerja lepas dan berdomisili di Jabodetabek, Bandung, Surabaya, Semarang, Palembang, Medan, Bali, Yogyakarta, Solo, Makassar, Malang, Sukabumi, Cirebon. Semua proses pendaftaran bisa dilakukan hanya lewat aplikasi resminya saja.

Produk pinjaman TOKO MODAL vs Kredivo

Produk pinjaman Toko Modal umumnya untuk memenuhi kebutuhan barang di warung sehingga para pelaku usaha tidak perlu repot mencari tambahan modal usaha di masa pandemi seperti ini karena akan lebih mudah mendapatkannya dari Toko Modal dan investor yang memang ingin mendapatkan imbal balik yang cukup tinggi.

Sedangkan produk pinjaman di Kredivo salah satunya berupa cicilan tanpa bunga sama sekali dalam waktu 30 hari. Produk ini cocok untuk bayar tagihan bulanan seperti PLN, Air PDAM, BPJS Kesehatan, pulsa handphone dan berbagai tagihan lainnya. Selain itu, dengan menggunakan Kredivo, kamu tetap bisa belanja online/offline dengan tenor cicilan 3,6 hingga 12 bulan dengan bunga flat 2,6% per bulan.

Untuk pinjaman tunainya, bisa memilih antara pinjaman mini atau jumbo. Pinjaman mini plafonnya mulai dari Rp500 ribu dengan maksimal pinjaman Rp1 juta. Sementara pinjaman jumbo mulai dari Rp1 juta hingga limit maksimal yang dimiliki oleh membernya masing-masing. Per member bisa mendapatkan kredit limit sampai dengan Rp30 juta. Tentu, akan disesuaikan dengan profil member atau kondisi keuangan para debiturnya masing-masing. 

Legalitas TOKO MODAL vs Kredivo

Baik Kredivo maupun Toko Modal sudah terdaftar di OJK. Kredivo telah terdaftar resmi dengan nama PT FinAccel Digital Indonesia sebagai salah satu perusahaan fintech yang berada dalam pengawasan OJK dengan nomor registrasi S-236 / NB.213 / 2018.

Sementara itu, Toko Modal sudah terdaftar di OJK dengan nama perusahaan PT Toko Modal Mitra Usaha dengan nomor KEP -49/D.05/2019 sejak tanggal 29 Mei 2019, termasuk dalam jajaran p2p lending pioner di Indonesia dengan basis ponsel Android.

Dari perbandingan tersebut, pada dasarnya Kredivo menjangkau pasar yang lebih luas, diperuntukkan bagi semua kalangan. Sementara Toko Modal tidak berbeda jauh dengan Danamas dan Dompet Kilat yang memberikan pinjaman khusus pada pelaku usaha. 

Kabar Terbaru Dari Arema FC

Datangkan Bruno Smith, Arema FC Beraroma Samba

Seperti yang sudah kita ketahui, bahwa lanjutan Liga 1 2020 akan kembali di gelar pada bulan Oktober mendatang. Itu artinya, kita hanya tinggal menghitung beberapa minggu lagi untuk bisa lagi menyaktikan Liga 1 2020. Nah, secara kebetulan juga, pada kesempatan kali ini akan memberikan informasi terbaru dari Arema FC. Maka dari itu, simaklah baik-baik ulasan dibawah ini. 

Eks Pemain Timnas U-23 Indonesia Merapat ke Arema FC

Tahun 2020 ini merupakan tahun yang penuh keberuntungan bagi eks pemain bola timnas U-23 Idnonesia, yakni Rizky Dwi Febrianto. Semenjak cedera cukup parah yang dialaminya, Rizky pun tampak tidak terlihat lagi beraksi di atas lapangan hijau. Menurut informasi yang di dapat, cedera yang di dapat oleh Rizky Dwi Fevrianto ini terjadi dalam ajang turnamen segitiga di Yogyakarta pada September 2019 kemarin. 

Alhasil, pemain kelahiran Jember ini harus absen cukup lama dari tim yang dibelanya musim lalu, yakni Kalteng Putra. Saat masih dalam proses pemulihan dan belum resmi bergabung ke Persela Lamongan, LIga 1 2020 harus diberhentikan sementara waktu akibat adanya pandemic covid-19 yang melanda Indonesia. 

Menjelang bergulirnya kembali lanjutan Liga 1 2020, justru Rizky Dwi Febrianto mendarat ke tim Singo Edan, Arema FC. “Alhamdulillah saya banyak bersyukur sama Allah bisa diberikan jalan, diberikan kesempatan gabung dengan tim besar seperti Arema,” kata Rizky seperti yang dikutip dari https://www.bolanusantara.com/.   

Rizky sendiri menjelaskan bahwa sejatinya komunikasi dengan manajemen Arema FC sudah terjalin sejak awal musim 2020. Hanya saja, pada waktu itu pihak manajemen Arema FC Cuma sekedar menanyakan kondisi dan perkembangan kesehatan Rizky. Tak lama kemudian, manajemen Arema FC baru menjalin komunikasi serius dengan Rizky, menjelang bergulirnya kembali lanjutan Liga 11 2020 pada Oktober mendatang. Hal tersebutlah yang membuat Rizky mantap untuk hijrah ke Arema FC, untuk ikut latihan yang akan digelar pada Senin (14/9/2020).

“Semua pemain welcome sekali, terus banyak juga kan teman saya di timnas kemarin. Jadi langsung membaur denga keluarga Arema,” kata eks pemain timnas U-23 tersebut. 

Information on Home Fitness Machines AKA Your Home Gym Equipment

Information on Home Fitness Machines AKA Your Home Gym Equipment – Buying your own home fitness machines is a normal occurrence nowadays.

You might be asking…

“I don’t want to go to a gym and share equipment with a bunch of sweaty men and women.”
Information on Home Fitness Machines AKA Your Home Gym Equipment
Buying a home gym makes sense to these people. While that may not be the key reason, there are plenty of reasons. Which leads me to my next topic…

Why Should I Buy a Home Gym
You want to know some benefits to buying home gym equipment? There are many reasons and some may or may not apply to you. Having a home gym is convenient. You don’t have to leave the comfort of your own home and you can just go into the next room and work out. You also don’t have to worry about anyone’s sweat but your own.

Another reason is not enough time. You may not have a lot of time to work out. Fortunately you can save time by just walking into your home gym room and work out right away rather than driving to a local gym. It may also be crowded and you would have to wait to use a machine. At your home gym, your home fitness equipment is your own, meaning you can use it anytime without worry of waiting.

A big reason for people is they don’t like the gym environment. This can mean a variety of reasons. Its loud, a lot of smelly people, and even leftover sweat on that certain fitness machine you wanted to use. (it happens to all of us sooner or later at a gym). You may want to exercise by yourself so you can focus better. Many people find this a good reason and do their own home fitness exercises.

While your reason may be different than another’s reason, there is still a good reason to grab a home gym, whether it is one fitness machine or multiple fitness machines, you can build your own home gym to suit your needs.

The Home Fitness Equipment Breakdown
If you decided you want a home gym, then you may want to know more about each of the most popular home gym products.

Well you came to the right place.

I will breakdown the home gym fitness machines and let you choose what is best for you.

Some of the most popular home fitness machines are:
– Bowflex Xtreme 2 Home Gym
– Total Gym 1700 Club
– Bowflex Xtreme XTLU
– Bowflex Conquest Home Gym
– Total Gym 1500
– Bowflex Blaze Home Gym
– Bowflex Ultimate 2 Gym
– Stamina Band Flex Gym
– Bowflex Sport Home Gym
– Total Gym 1100
– Bowflex Xtreme SE Home Gym
– Bowflex Motivator 2 Home Gym

You might be wondering why so many of those are made by bowflex. It’s simple, bowflex is the leading maker of home gyms and right now not many other home gym companies can compete with their wide variety of machines. They have many positive reviews for the most part, which makes them very popular.

I wouldn’t forget the free weights!

One of these is a must for anyone wanting free weights in their home:
– Bowflex SelectTech 552 Dumbbells
– OmniSelect 535 Adjustable Dumbbells

Overview
So if you want a home gym I suggest reading the detailed information on each separate fitness machine. They are invaluable to your home gym collection. Also be sure to look at my other home fitness machines categories. You can’t have a home gym without some ab equipment and a treadmill!

Abdominal Fitness Equipment To Tone Your Abs

Abdominal Fitness Equipment To Tone Your Abs – Many people don’t realize how much of a difference abdominal fitness equipment can help them get the abs they want. Don’t be one of those people. Many people simply don’t know that a couple simple abdominal muscle exercises aren’t going to give you the toned abs your looking for. The reason behind this is because you simply don’t exercise all your core ab muscles that you need to give you the ripped look you want.

I suggest that if your serious about toning your abs you set up a routine and stay consistent. Also do not just do sit-ups and crunches. This will end up making only a few of your ab muscles stronger while leaving the other ones behind. If you continue to do this you will not get those uniform ripped looking abs.
Abdominal Fitness Equipment To Tone Your Abs
If you want to, just buy a very basic piece of ab equipment. It will help tremendously.

Why Abdominal Fitness Equipment?
Why not? It is rather inexpensive; it opens up many new abdominal muscle exercises, and can help you obtain your goal much faster and more efficient. Also if you’re not the type to wake up in the morning with a smile on your face because you can’t wait to get up and do ab exercises, (who am I kidding, almost no one is like that) then a simple piece of equipment can motivate you to work out your abs.

How? Well it’s simple… because the more ab workouts that are available to you, the more flexibility you have in your workout. Human beings are curious by nature and this works to your advantage! You want to try new exercises which leads to more excitement in your workout. I suggest if you feel your workout is dull and boring, then mix and match your ab workouts. Overall for $20 or less you can buy some abdominal equipment that can open up well over 10 more exercises to choose from.

Simple Abdominal Fitness Equipment
I recommend the basics for almost everyone, because it is cheap, easy, and efficient. There are three pieces of equipment every person trying to tone their abs should have or have access to. The first is a fitness ball. There are so many fitness ball exercises out there to try. These exercises will shape all of your core abs. This is crucial to achieve those ripped abs you see on tv. It makes working out your abs more fun too and that may be the motivational “push” you need to be on your way to working out.

The next is a medicine ball. It is a very good combo with either the fitness ball or the decline bench. You can perform a few more exercises with those pieces of fitness equipment. It is a great addition to a sit-up workout too because it adds resistance. The next and last piece of simple ab fitness equipment is a ab wheel. You may have seen these before. They are excellent at applying your body weight as resistance to help you with your ab workouts.

While there aren’t as many extra exercises that come with this one, it is the cheapest and provides some of the best ab exercises you can do.

Advance Abdominal Fitness Equipment
I say advance because these ab machines require a slightly bigger investment. These are great if you do not go to a gym. I limited this section because a lot of companies are trying to break into this market. This causes many products to act in the same way. Which means it is pointless to buy two very similar ab machines.

The first is the Fitness Quest Ab Lounge. Fitness Quest has come out with several different types of ab lounges that have many positive reviews. It is a great ab machine to own and requires as much space as two chairs. If done right, provides a great workout.

The second is a decline bench. This is a great piece of equipment because it can be used to workout many parts of your body, not just abs. This is great with sit-ups and crunches because it adds the resistance of gravity to your workout. The decline bench is also a good combo with the medicine ball.

The ab bench is very similar to the decline bench. It is catered to working out your abs. So it does not have very much use working out other muscles. It is mainly used to do different kind of crunches to maximize your ab workout.

Ab Workout Tips
Didn’t think I would leave you without some helpful tips of information did you? Here is a list of helpful ab workout tips. Some of these tips are also very useful for working out other parts of your body. They can also be applied to some Abdominal Fitness Equipment.

This list will grow in time so check back often!
Ab Workout Tip #1
Do you know the basics for getting that six pack?

Ab Workout Tip #2
Are you breathing right when working out?

Ab Workout Tip #3
Are you moving from side to side when doing sit-ups or crunches?

Treadmills The Complete Fitness Machine

Treadmills The Complete Fitness Machine – The Fitness Machine (AKA Treadmill) is a very powerful piece of exercise equipment. It is a rather simple piece of equipment but can do so much. That is what makes this machine rather unique.

Why Call It a “Fitness Machine?”
Why not?
It is a very essential workout tool. I think if you’re going to have 1 piece of home gym equipment you should get a treadmill. I have a treadmill and trampoline in my house, I go to a gym to work out the rest of my body.
Treadmills The Complete Fitness Machine
About Treadmills
Treadmills are very simple. They make an “artificial” walking path with very little space that can go on for infinity. That’s what makes this tool so great. They are not very expensive and can be invaluable to places where there is a lot of rainfall or snow, because not very many people want to endure the harsh weather while running.

Having a treadmill eliminates relying on nature to plan your jog. You simply hop on a treadmill and off you go. They are very convenient and help tone your body and increase your endurance. You can also adjust the speed and incline which is great. Many of the more mid-grade models and up add on special programs that measure your heart rate, how many calories you burned, and have preset tracks you can go on.

Buying a Treadmill
So you may not be certain you want to purchase a treadmill yet? That is okay. I will try to help you decide if you should have a treadmill. Many people get a treadmill for many reasons; such as, convenience, time constraints, no good places to jog, no gym membership, want the ability to multitask while exercising (Example would be watching tv while jogging).

Do you find yourself in one of these categories? Well if you do, and you are able to spend at least a couple hundred dollars to buy one you have a good reason to buy one. It’s a rather cheap investment to your health wouldn’t you say?

If you don’t fall into one of those categories, don’t worry, you still may have a excellent reason to purchase a treadmill. I just simply went over the main reasons why people buy a treadmill.

There are a vast amount of treadmills to choose from. So many in fact, it can be mind boggling. So to make it a little easier I will explain in detail several of the most popular treadmills from the most respectable companies in the business. I will try to make buying a treadmill much easier.

The fitness machine (AKA Treadmill) is one of the most popular pieces of home gym equipment. Because of that popularity you can get a great deal on a treadmill. I will help you get the best treadmill value for your money.

Choosing a Treadmill
Ok so now you’ve come down to choosing the right fitness machine. There is no best treadmill to choose from, it all depends on your needs. I will help you identify what you truly want. Just ask yourself these questions:
“What is my budget?”
“Do I need just a basic treadmill?”
“What type of features am I looking for in a treadmill?”

These are three simple questions you should ask yourself when buying a treadmill. You want to make sure you pick the right treadmill. Now below I separated the treadmills by brand. I did not include very many brands because I want to make it simple for you.

Proform Treadmills :
– Proform 520 Treadmill
– Proform 540 Treadmill
– Proform 585 Treadmill
– Proform 590 Treadmill
– Proform 625 Treadmill
– Proform 730 Treadmill
– Proform 775 Treadmill
– Proform 920 Treadmill
– Proform 930i Treadmill
– Proform 995 SEL Treadmill
– Proform T35 Treadmill

Reebok Treadmills :
– Reebok TR2 Treadmill
– Reebok TR3 Treadmill

Bowflex Treadmills :
– Bowflex TreadClimber TC1000
– Bowflex TreadClimber TC3000
– Bowflex TreadClimber TC5000
– Bowflex TreadClimber TC6000

Other Treadmills :
– Cadence 450 CS Treadmill
– Epic T60 Treadmill
– Landice L7 Treadmill

Overview
If you plan on buying a fitness machine hopefully this information helped you in your decision. Remember to have a open mind, and look carefully when choosing to find your best value.

Information on Amino Acids and Amino Acid Supplements

Information on Amino Acids and Amino Acid Supplements – Did you know that protein is made up of amino acids? Everyone needs protein whether you are working out or not. It is used to help us grow properly, repair and maintain our body.
Information on Amino Acids and Amino Acid Supplements
Essentials
When protein or a protein supplement contains all essential amino acids,(I’ll refer to these as essentials) it is referred to as a complete protein.

Essentials cannot be synthesized by our body. They are instead, obtained from food or supplements. Many foods are incomplete proteins because they lack one or more of the essentials.

An essential means that one must eat those acids daily from supplements or foods. The others are produced in our body.

Nitrogen Balance
Protein contains carbon, oxygen, and hydrogen. We as human beings keep nitrogen in our bodies, the more nitrogen the stronger and healthier we become.

When we eat enough protein in our daily diets and no more, we experience something called a nitrogen equilibrium. When we achieve less than our daily needs it is called a negative nitrogen balance. If we achieve more than our daily need of protein it is called a positive nitrogen balance. People who maintain a nitrogen equilibrium stay about the same strength despite working out. That is why it is important to eat the right amount of essentials to achieve a positive nitrogen balance.

Negative nitrogen balance on the other hand can lead to catabolism. This means the body eats its own muscle tissue.

Having a positive nitrogen balance is best. This is because you have an opportunity to gain more muscle and don’t have to worry about catabolism. That is why it is important to watch and maintain a healthy diet to live a healthy lifestyle. People also trying to build muscle mass should take a protein powder.

The Essentials
The list of essentials are:

  • Isoleucine
  • Leucine
  • Lysine
  • Threonine
  • Tryptophan
  • Methionine
  • Histidine
  • Valine
  • Phenylalanine
The Non-Essentials
The list of non-essentials are:
  • Alanine
  • Arginine
  • Asparagine
  • Aspartic Acid
  • Cysteine
  • Glutamic Acid
  • Glutamine
  • Glycine
  • Proline
  • Serine
  • Tyrosine
Supplements
There are some supplements to help you achieve a positive nitrogen balance when working out without over eating, these will help you gain more lean muscle mass. I suggest taking one if your protein supplement doesn’t have any if you’re planning on building muscle.

Overview
As you can now see nutrition in general plays a vital role in your goals, whether it is toning your body or building muscle. So make sure you maintain a positive nitrogen balance. It is hard sometimes but in the long run, it is worth it.

Information on Creatine Supplements

Information on Creatine Supplements – Creatine Supplements are useful for people who want to build muscle mass fast. It is used by a lot of sports athletes and bodybuilders. It is one of the fastest growing supplements. Many bodybuilders in the gym like to use this with another protein supplement. A creatine supplement is good to build muscle mass fast if you’re consistent in taking it and working out.
Information on Creatine Supplements
Remember to read the instructions on how to use it because you are supposed to take a break after a certain timeframe of using it. This is to prevent your body from being immune to its effects.
What Exactly is Creatine?
Creatine is a natural substance created in our bodies by using amino acids in our digestive cycle. It is used to help deliver vitamins and nutrients throughout our body. Most of the creatine stored in our bodies is stored in our muscles.
Fish and meat have large concentrations of creatine.
How do Creatine Supplements Work?
What creatine does is increases the muscle’s energy reserve. When you digest the creatine your body stores it in your muscles.
After your body stores the creatine in your muscles, when you work out you have more energy reserved in your muscles. You can last longer since you have more energy, therefore gaining more muscle mass.
Why is Creatine Used by So Many Body Builders?
Well, if more nutrients our delivered to our muscles, we can then do more repetitions and then we can ultimately build more muscle mass. Because you’re able to work your body harder you can build more muscle. That is why creatine is used.
The Brands of Creatine Powder
Here is a list of the major creatine powders:
  • MuscleTech Cell-Tech Hardcore
  • BSN CellMass
  • BSN No-Xplode
  • GNC Pro Performance Mega Creatine Extreme
  • GNC Pro Performance Creatine Burst
  • Optimum Nutrition Pre-Load Creatine Complex
  • BodyTech Nitrojack
The Brands of Creatine Pills
Here is the list of popular creatine pills:
  • MuscleTech Creakic
  • MyoTrend Nutritional Technologies CreA3
  • Labrada Nutrition CreaLean2
  • NxLabs Anavol
MRI CE2 Platinum
The Different Methods of Taking Creatine
There are two main ways you can take creatine.
One way is to take a creatine powder. It usually comes in fruit flavors.
Another way is to take it in pill form.
I recommend if you take creatine you go for creatine powder rather than pills for several reasons.
  1. You need to “load up” on creatine when you first take it. It is much easier to “load up” on creatine in powder form than taking several pills. (Loading up means to take high volumes of it first for it to take effect)
  2. Its more cost effective. You get much more creatine in powder form than you do in pills for the money.
  3. Creatine powder is much more convenient. You may think pills are more convenient but you have to take several at once, many times a day. For creatine powder you just take a couple scoops usually one time a day unless your loading.
Is Creatine right for you?
It depends; many people take creatine supplements. If you want to go all out and are committed then go for it.
Just make sure your protein powder doesn’t have creatine already in it. I personally take a protein powder with creatine in it so I skip this. Creatine can be rather expensive alone compared to regular protein.

Nutritional Value on Food Product: How You Read the Food Labels at the Back of Package

Nutritional Value on Food Product: How You Read the Food Labels at the Back of Package – No matter how you look at it, good nutrition
is important for you to tackle any workout regimens. That is why you
can’t be too careless in choosing what’s to eat and what’s to drink. If
you want to do some snacking then, it is important for you to pay extra
attention to the nutritional value on food product you choose. It is usually written at the back of the package. Let us tell you how to read it.
Nutritional Value on Food Product

The Calories Inside of Food Product

The Calories Inside of Food Product

First than anything, you will have to watch for the product’s calories.
Make comparison from one product to another. Of course, when it comes to
that, it is always better to choose one with fewer calories per
serving. Take ones with 40 calories would make a good choice. However,
you have to note that it is better to pick high calorie food nutritional
value if it contains more nutrients to offer.

The Carbohydrates of the Product

The Carbohydrates of the Product
Carbohydrates in the nutritional value on food product must be
well thought out as well. Product nutritional value of this content is
usually written as grams total, grams of sugar, and grams of dietary
fiber. Many packaged foods are high in sugar, like sucrose and fructose,
so be careful. Also, fiber for adults has to be at least 25-30 grams
and 5 grams for kids per day. Check this out as well.

The Fats in Packaged Food Product

The last major content, but not least one in the product, is none
other than fats. When it comes to fats in packaged food nutrition facts,
be careful with the saturated fats. Get too much intake of it can
increase the risk of getting heart disease. So, make sure that you
choose foods with 35% or less of fat calories in the nutritional value on food product. Don’t opt to high saturated and trans fat foods!

Womens Menopause Treatments Strategy Pack

Womens Menopause Treatments Strategy Pack – Each Women’s Strategy Pac consists of three separate but synergistic products which, when taken together, give the body the nutritional support it need to normalize hormonal function within the Endocrine System. There are two separate Strategy Pacs for Women, one for those who are pre-menopausal and one for those who are menopausal or post-menopausal. Each Strategy Pac consists of one bottle each of Endocrin for Women, Eternal-In, and either PMS-Ease (for pre-menopausal women) or Preserve (for menopausal and post-menopausal women). All of the formulas are Scientifically Advanced Endocrinal Nutraceutical Dietary Supplements which synergistically help the body naturally rebalance itself.
Womens Menopause Treatments Strategy Pack
What Is the Endocrine(or Hormonal) System?
Until recently, not much has been known about the body’s Endocrine System . Its activities werewoman thought mysterious and possibly only of secondary importance. But now we’re realizing just how essential a healthy Endocrine System is, what it actually does, how it’s governed and how to ensure its balance and operation with the rest of the body. The Endocrine System is the biochemical system of the body which controls and regulates the function of our entire metabolism through the production and direction of all of our hormones. The Endocrine System and its activities are specifically governed by parts of the brain (namely the neuroendocrine apparatus of the medial basal hypothalamus, the pineal gland and the pituitary gland), but it also involves other areas of the body including the major endocrine hormone-producing glands: Thyroid, Thymus, Parathyroids, Heart, Gastric and Intestinal Mucosa, Adrenals, Pancreas (pancreatic islets), the Ovaries, and even the Heart. Within the Endocrine System there are literally hundreds of types of hormones produced, some of which merely stimulate the release of still larger even more pronounced hormones. Nearly every process in our body is kept in balance by this incredibly complex, but precise, interaction of our hormones and their neural balancing function on all body activities.

Is the Endocrine (or Hormonal) System Involved with Aging?
Yes, it is. The Endocrine System directly controls the process of aging, including how fast or slow we will age and how healthy we will be in the process. Through the directions of the Endocrine System, its hormones actually guide the body in its daily metabolic feats. Hormones manufactured by the Endocrine System directly govern the welfare of our whole body, keeping us young, healthy and happy. Hormones are often the critical “conductors” of our “biochemical orchestra,” making sure that everybody else within the biochemistry of our bodies reads from the same “sheet music” and plays their part at the right time with the rest of the band without anyone missing a beat. Hormones can help us delay the aging process and keep us generally free from disease.

What Do Some Of These Hormones Specifically Do?
Hormones like GH (Growth Hormone or Somatotrophin) are critical to all forms of growth, healing and repair in the body. Hormones like TSH (thyroid stimulating hormone) play a critical role in stimulating the thyroid to release its respective hormones, T3 and T4, which directly influence the metabolic rate of all cells of the body, helping us to metabolize food stores (fat and glycogen) efficiently, giving us energy and orchestrating the use of other biological materials throughout the day, as well as keeping us young, active and alert. ACTH (from the Pituitary Gland) stimulates the adrenal cortex to synthesize and secrete some of its hormones, like DHEA (discussed in the next section), Pregnenolone (the memory hormone), Adrenalin (epinephrine) which increases body metabolism, a small amount of Estrogen (both the ovaries and the adrenals produce Estrogen), and Aldosterone which stimulates the kidneys to retain sodium and water. Antidiuretic Hormone (ADH – from the Pituitary Gland) acts in opposition to Aldosterone to dispel excess water and sodium. Calcitonin (also produced by the thyroid) helps to increase blood calcium levels while promoting the conservation of hard bone matrix, while Parathyroid Hormone (PTH) acts as a direct antagonist; together these two hormones help maintain calcium balance within the bloodstream and keep bones dense and healthy. Normal neuromuscular excitability, blood clotting, cell membrane permeability and the normal functioning of certain enzymes, all depend on the maintenance of normal levels of calcium in the blood. The Thymus, although generally considered to be a lymphatic organ, secretes two families of peptide-hormones, thymosin and thymopoietin, which play a critical role in the development of the immune system’s T-cells.

Pancreatic Hormones such as Glucagon, Insulin, Somatostatin and Pancreatic polypeptide all aid in regulating body metabolism, glucose and fat production as well as in the inhibition of Growth Hormone. The Gastric and Intestinal Mucosa produce Gastrin, Secretin, Cholecystokinin-pancreozymin (CCK) and others which control digestion and assimilation of foods. The hormone CCK is most importantly involved with appetite and eating. Upon its secretion, it immediately travels to the Hypothalamus within the brain to “shut down” appetite. When its secretion is delayed or diminished, over-eating is often the result! Researchers are also finding that previously defined “sex-typed” hormones manufactured by the Endocrine System are not only necessary for reproductive possibilities, but serve a myriad of other essential health sustaining functions as well. Testosterone, for example, allows males to keep their hair and not go bald as well as develop muscle mass (even late in life), while Estrogen and Progesterone maintain women’s smooth and supple skin, protect their hair and eyes as well as many other functions within the body, including the maintenance of bone density, thus preventing osteoporosis. Again, when the Endocrine System is not functioning properly, or has been interfered with by chemical look-a-likes such as the estrogen-like hormones coming from canned foods, our health suffers dramatically, and we age much, much more quickly!

Can Hormones Really Affect Our Overall Health?
Yes, most certainly! Now, more than ever, it’s time to seriously take care of and nutritionally rebalance our Endocrine System. Hormonal balance is now being seen as critically essential to the maintenance of good health and a strong Immune System. Indeed, Endocrine System functioning and our health are intimately related… you can’t speak about the Immune System without referencing the essential organic hormonal steroids of the Endocrine System. In fact, researchers recently are discovering that a number of hormones from within the Endocrine System play a significant role with “T-cell markers” within the Immune System, such as some of the ones previously mentioned, and most notably DHEA (or dehydroepiandrosterone). 

Hypothalamic Potentiation of Some of the Major Pituitary Hormones and the Organs They Affect in the Endocrine System
What is DHEA?
DHEA (or dehydroepiandrosterone) is commonly called the “mother” hormone, since from it a number of other hormones may be manufactured upon demand, such as estrogen, testosterone, progesterone and corticosterone to name just a few. Because of DHEA’s biochemical flexibility, it has become the subject of much recent study, especially for its almost unbelievable but wonderful potential to actually slow the aging process. Some are even calling it the “fountain of youth” anti-aging elixir we’ve all been looking for. More and more research is being published about DHEA production and the body’s need for it. For example, recent studies have demonstrated that DHEA levels in our blood generally peak around 20 years of age. As we grow older, DHEA levels decrease in both men and women to only about 5% of our peak levels by the time we’re 80. Understandably, researchers have seen a strong inverse correlation between DHEA levels and disease. It appears that the higher the level of DHEA in the blood, the less an organism may suffer from disease. Further, published studies have demonstrated that appropriate supplementation of DHEA could possibly be a factor in decreasing the risk of cancer, cardiovascular disease, diabetes, obesity, even senility, Alzheimer’s disease and premature death.

Is it Safe and Wise to Supplement with DHEA?
Yes it is! DHEA may play other important roles within the body, such as in the treatment of chronic fatigue syndrome, aging, osteoporosis and bone health, as well as many of the autoimmune disorders including arthritis, systemic lupus, and Crohn’s disease. In lab tests, DHEA reduced the fat stores of rats by converting fat calories to heat rather than storing them as fat, while at the same time helping the body to produce lean muscle tissue. (Not too surprisingly, naturally-occurring DHEA and its precursors can also be found in VÄXA’s Cell-U-Lite and Ultra CitriSlim!) More and more scientific support is emerging which calls for early supplementation of DHEA and its nutritional precursors (such as the “Memory” Hormone Pregnenolone) in order to maintain general hormonal balance throughout life.

Can Environmental Factors and Pollutants Disturb Hormonal Imbalance?
Yes they can! It’s recently become widely known that the chemical pollution of excess man-made Estrogens are very real and proliferate in our environment (as independently documented on CBS, the Discovery Channel, and other news programs). These chemical pollutants offer a very real threat to our body’s Endocrine (hormonal) System which affects various bodily functions, including sexuality. A case in point, our health and welfare are being threatened from something that nobody ever thought dangerous: the common tin can! The modern process of canning foods in tin cans lined with a thin layer of plastic is not as innocuous as has been first believed. Ironically, although today’s canned goods are keeping foods from spoiling, they’re “spoiling” us instead. As reported, it seems that all canned goods are inadvertently supplying us with unwanted estrogen-like hormones, apparently coming from a newly discovered reaction between the tin and the plastic liner over time. This unwanted cumulative chemical addition is believed to have dire consequences within our bodies, adding a synthetic steroidal hormone which directly interferes with the normal function of the critically important Endocrine System in both males and females.

Can Our Lifestyle (diet, exercise habits, etc.) Cause HormonaI Imbalance As Well?
Yes again! Not only do these chemical pollutants interfere with our body’s hormonal balance, but bad or inadequate diet, poor nutritional habits, erratic eating patterns, lack of exercise, mounting periods of ill health, and the nutritional wearing-down which often occurs when growing older, all combine to dull our health and further compromise the Endocrine System. Although not often understood, the body’s Endocrine System intricately impresses itself upon the cellular nature of our complexion, our psychology and mood, our muscle tone (including appropriate gender-specific muscle growth and formation), the clearness of our eyes, the health and shine of our hair, even our body’s ability to heal itself. In fact, much of that which allows us to be happy and “balanced” in life we really owe to the wonder of our body’s Endocrine System and its ability to maintain a precise, yet flexible, balance over time.

How Does the Women’s Strategy Pac Work?
The Women’s Strategy Pac consists of three unique formulations, (1) Endocrin for Women, (2) Eternal-In, and either (3) PMS-EASE (for pre-menopausal women) or Preserve (for menopausal and post-menopausal women). The whole system works synergistically, proving the body what is needed to normalize endocrine function, while helping the body protect against premature aging and associated dysfunction.

How Does Endocrin for Women Work?
Endocrin for Women is a Scientifically Advanced Endocrinal Nutraceutical Dietary Supplement specifically engineered for women, serving as an all-natural strategy to help the body safely rebalance the female hormonal system. When the hormonal system is imbalanced a number of problems can occur, including: including lack of sexual sensitivity, lack of sexual desire, deficient sexual experience, failure to achieve climax, dryness of vagina, sexual melancholia and sexual neurasthenia. Endocrin for Women contains naturally occurring DHEA and Progesterone (as found in Dioscurea Villosa), safe buffered amounts of pure pharmaceutical grade DHEA (the “Mother” Hormone), Pregnenolone (the “Memory” Hormone), pharmaceutical grade free-form amino acids, and the necessary vitamins and cofactors to potentiate this formula. Endocrin for Women also contains the correct balance of micro-nutritionals, rare and exotic Chinese Herbs and others such as Saw Palmetto (thought to control androgen excesses in women), plus other cofactors believed to be required by the female body in order to allow healthy physiological hormonal/sexual function and proper balance of biochemical and nutritional necessities. The micro-nutritional, folliculinum (naturally occurring estrogen) seeks to aid the body in restoring normal estrogen hormonal balance. Please note that because folliculinum is a micro-nutritional in this formula, it will not impose a pharmacological effect on the body or brain, and is thus without the side effects and possible dangers associated with standard preparations of conventional pharmaceutical estrogen used in “replacement” therapy, nor will these micro-nutritionals interfere or compete against conventional ongoing estrogen therapy.

How Does Eternal-In Work?
This Scientifically Advanced Endocrinal Nutraceutical Dietary Supplement works in concert with the body, complementing and supplying the necessary anti-aging nutritive requirements that the skin uses to repair itself, allowing it to maintain its elasticity and safeguarding against premature aging of the skin. When the correct nutrients are not present within the skin, one may experience emaciated shriveled skin, premature wrinkling, folds in the skin, skin ulcers, cutaneous eruptions, senile prutitis (itching skin due to sensitized nerve endings), necrosis, hair loss in women or menopausal baldness, lymphatic inflammations which generally “backup” into the skin and breasts of women, and scirrhous.

Eternal-In supplies PycnogenolŽ, well documented to help regenerate and sustain fine capillary function, acting against varicose vein development and the occurrence of spider veins within the skin. L-Cysteine and L-Cystine aids in restoring the natural color to hair. Eternal-In also supplies DMAE (dimethylaminoethanol, a very efficient antioxidant and free radical deactivator) which reverses the formation of lipofuscin, a toxic pigment which clogs the brain and nerve cells as we age, while also becoming deposited within the epidermis as unsightly age/liver spots. But most importantly, DMAE has considerable life extending properties even when started late in life, shown to have extended the life of mice 36.6% who had already past their mean expected lifespan. DMAE is now added to the whole blood stored for transfusion purposes so as to double its storage life, preventing the clumping and sludging of red blood cells. DMAE can also enter the brain easily, and being converted to acetylcholine, increases mental alertness and mood, as well as learning and memory abilities. Eternal-In also includes Ginkgo Biloba, L-Glutathione, ActiVin+Ž, OptiZincŽ and the micro-nutritional Sarsaparilla, as well as the necessary free-form amino acid precursors to maintain our youth and health, all of which aid the body in usefully eradicating “free radicals,” thought to be a major factor of wrinkling and aging

How Does Preserve (included for menopausal and post-menopausal women) Work?
Preserve is a unique combination of micro-nutritionals, rare Chinese dietary herbs, free form amino acids, vitamins and minerals to help support and address possible Hypothalamic-Pituitary-Ovarian hormonal pathway dysfunctions/imbalances because of growing older wherein neuro-signaling may have become impaired, and the dietary and tissue/ovarian deficiencies that may arise because of menopause or other change of life patterns.

Preserve provides the body with those executive instructions and nutritive materials needed to calm itself. The symptoms of menopause include: traumatism of the pelvic organs, painful and sore uterus and breasts, cramping, despondence, melancholy, headache, nervousness, irritability, hypersensitivity, exhaustion, cysts, interruption and/or lack of interest of sexual function and orgasm as well as uncomfortable “hot-flashes” (sweating heat and chills) experienced during menopause.

Preserve allows one to experience the time of natural reproductive change with little uncomfortable disruption of normal life functioning. Preserve will not interfere with any complementing prescriptive strategy a physician or health professional would prescribe.

How Does PMS-Ease (included for pre-menopausal women) Work?
When given the necessary balanced dietary supplementation of amino acids, vitamins, minerals and special blends of Chinese, American and European herbs, the body is supplied a certain fund of nutritive materials which complement its production of neurotransmitters needed to potentiate the body’s natural pain relievers.

This formula effectively and nutritively complements the female’s physiological need for the natural calming agents of the body during this very important period of time. These naturally occurring calming agents, in particular the “endorphins,” “enkephalins” and “dynorphins,” are safe “opiate-like” substances the body produces all on its own to suppress unwanted pain and discomfort. It is interesting to note that these naturally occurring opiate substances produced within the brain are at times 700 times more powerful in painkilling ability than morphine.

Växa’s PMS-Ease formula ensures that the body will have the necessary precursors to aid the natural production of these safe substances, diminishing the severity of PMS without artificial means. And too, when the body is functioning properly, the intensity of other PMS related symptoms is reduced, including hypersensitivity to external stimulation, be it emotional or physical, as well as subduing feelings of associated anxiousness, unhappiness, sadness and grief. It goes without saying, that PMS-Ease will not effect normal menstruation or the cycle of ovulation whatsoever.

5 Things to Consider for the Sake of Making the Best of Your Nutrition and Fitness

Do you care about your nutrition and fitness?
There is no need to even ask for this is something that people actually
must do to begin with. Getting enough nutrition and fitness
have always been the key to promote good health. For that, you will have
to pay attention to every little detail about each of them so you can
make the best of both for your own health. Let’s focus your concern on
these important things here below.
nutritional foods and fitness

The Way You Change Your Own Habit

This is where people tend to make mistake. Indeed, dieting means we
need to change our dietary and exercise habit. People used to think
simple that we need to cut down our favorite daily foods, meals,
beverages, etc. to almost nothingness right from the beginning. For
them, doing something like this will help to reduce fat in the quickest
way possible. However, starving yourself is not the key in dieting. In
fact, this is something that is not healthy for the metabolism of your
body.
It applies the same for exercise as well. You know, your body
actually needs time to adjust itself to the change you put on it. Making
sudden change will only take a toll on your body instead and you won’t
even benefit anything from it. The main principle for it is that your nutrition and fitness
must be in balance. So, start by making small changes and let the body
adapt itself to them. It is not wholesale changes that will make a
difference. It is small changes that will actually do the job.

The Thing You Need to Focus the Most

We have two things you need to work on here. They are nutrition and
fitness. While both are important to be done to promote good health,
there is one you need to focus the most and that would be the nutrition.
Why do we need to choose nutrition over fitness? It is simply because
foods are the constants of our lives. They are something that we can’t
function and live without. While fitness is important, you can see that
nutrition holds more importance for our well being, right?
Even without fitness, we can still live after all. Foods serve as
something like fuel for us. So, rather than using exercise as an excuse
to eat much and burn later, we need foods to give us energy to work out
more and burn more and more fat. This is the most efficient and healthy
way to make the best of nutrition and fitness of yours. This way has
always been proven to be the kind that will make feel much better. If
your body tells you so, it means you are on the right path to a good
health.

The Choice of Fitness that You Make

Well, even if nutrition is more important than fitness, it does not
mean that you can forget doing some fitness regularly. Nutrition might
be the most important between the two, but you need fitness to burn
calories so that proper metabolism is maintained well. So, you
definitely can’t leave fitness out. This is just how your nutrition and fitness
should be all about after all. That being said, there are many kinds of
exercise to choose out there. Running is not the only fitness to
choose.
The Choice of Fitness that You Make
So, there is no need to stick to it if you yourself don’t particularly
like doing it. Exercises appear in all sorts of forms, like dance, yoga,
hiking, canoeing, cycling, playing sports, and doing martial arts.
Choosing one that is fun for you will help you stay exercising longer.
You can also mix it up with other exercises to keep your workout program
interesting and fresh. As long as you come up with and follow good plan
of nutritional foods and fitness, you will shed pounds and become
healthier.
The Ones You Pick for Your Meals
When aiming for diet, we are sure that you know well you have to eat
more green vegetables for they have the best nutrients to fill your
body’s nutritional intake while help you lose some weight instead of
only adding more fat. Sure, there is that. However, rich color palette
of both fruits and vegetables actually contributes more to you than
green color palette only. The richer the color palette, the more
nutrients you get from your meals. The diversity of colors is what
important here.
 The Ones You Pick for Your Meals
That being said, remember that the ones you pick must be from healthy
natural ingredients to begin with. The simple examples would be fruits
and vegetables, of course. Including some healthy meat and fatty fish
from time to time would be nice as well. If we have to give you good
meal plan with rich color palette, you can consider including foods,
like red meat, sweet potatoes, spinach salad, and squash. This kind of
foods will provide you enough nutrients and keep you energized all day.
The Way to Put Fitness into Routine
Yes, regular workout is important to even simply maintain your
health. However, it does not mean that you will have to work out every
day. For some people, planning daily workout just adds more stress to
them. If that is how it is going to be in your case, you better not do
that at all. Still, since fitness must be done, you can simply start by
coming up with plan of only one workout for the week. Once you are done
with that, you can simply follow it accordance to what you have planned
for you.
Also, people don’t usually work out in certain time because they have
no plan of doing it to begin with. Putting your fitness into routine is
the point. So, make a plan that you would do some jogging in the
morning, for example. Include this in your one-week plan and be sure to
do it. Surely, after that, you will notice some differences. Your nutrition and fitness should be well-planned like this.